Make Smarter Financial Decisionsin Germany
From investments and retirement planning to insurance, get personalized financial guidance in English, tailored to your life in Germany and wherever you go next.From investments and retirement planning to insurance, get personalized financial guidance in English, tailored to your life in Germany and wherever you go next.
Built for Expats, By People Who Get It
Where Are You on Your Journey?
Answer three quick questions and get a roadmap tailored to your exact situation as an expat in Germany.
Step 1/3
Where are you right now?
Financial Solutions
From your arrival in Germany to building long-term wealth, with strategies that still work if life takes you somewhere else.Strategies that work in Germany, and beyond.
German Finance Navigation
Understand how the German system really works, taxes, insurance, pensions, explained in plain English.
Investment Advisory
Build wealth with ETFs and strategies that stay flexible and internationally portable.
Insurance Solutions
Health, liability, life, the protection you actually need, and what you should avoid signing.
Pension Planning
Riester, Rürup & private pensions, with honest advice on which ones make sense if you might leave.
Your Journey With Us
Getting started is simple. Here's how we help you achieve financial clarity.
- Step 01
Discovery Call
A free 60-minute call to understand your goals, situation, and priorities in Germany.
- Step 02
Strategy & Implementation
We design a tailored financial roadmap and handle the setup with trusted providers, in English.
- Step 03
Ongoing Support
Continuous guidance and reviews as your life, career, and family in Germany evolve.
Trusted by Expats Like You
“Jan is an amazing human being, incredibly knowledgeable, patient, and genuinely invested in helping expats thrive financially in Germany.”
Your Financial Partner in Germany
Expat Heroes was born from a simple frustration: why is it so hard for expats to get straightforward financial advice in Germany? We set out to change that.
Our Mission
To give expats in Germany clear, focused financial guidance built for international lives, so their finances work here and keep working wherever life takes them next.
Meet The Team of Expat Heroes
Jan-Luca Lobers
Expert Consultant
Gregor Vollmer-Fuchs
Expert Consultant
Nico Buff
Expert Consultant
Jannik Voltmer
Expert Consultant
Lilith Bala
Communications Manager
Erin Campbell
Back Office Management
Frequently Asked Questions
Find answers to common questions about expat finances in Germany
Want to talk it through?
Meet us for a relaxed 60-minute conversation. We’ll listen, understand your situation and see whether and how we can support you, with no obligation.