Your finances in Germany, finally explained in English.
Pensions, insurance, taxes and investments built around your expat reality. Independent, transparent, and free of charge for you.
Why most expats lose money in Germany
The German financial system was not built for internationals. The numbers speak for themselves.
of expats in Germany lack access to English-speaking financial advice
are unsure whether their insurance actually covers them abroad
average lifetime loss from poorly structured German pension contracts
of expats overpay tax because they miss German-specific deductions
Let’s make your next step clearer.
A relaxed 60-minute conversation in English, with no obligation.
Three simple steps
From first contact to a fully optimized financial setup, without paperwork headaches.
Free intro call
A relaxed 60-minute conversation about your situation and goals, including what your plans need to survive if you ever leave Germany. No pressure, no jargon.
Personal strategy session
A deep dive with a dedicated advisor who knows the expat reality in Germany, and which products still make sense across borders.
Ongoing partnership
We implement, optimize and stay with you, for as long as you live in Germany, and wherever life takes you next.
Built by an expat, for expats.
I'm Jan-Luca, founder of Expat Heroes. I lived abroad myself and know how confusing, and expensive, the German financial system can be when no one speaks your language.
- 200+ expats actively guided across 30+ nationalities
- Fully English-speaking team, no German bureaucracy talk
- Independent: access to 100+ insurers, banks and investment providers
- No direct client fee, we are paid by the providers, not by you
Trusted by Expats Like You
“Jan is an amazing human being, incredibly knowledgeable, patient, and genuinely invested in helping expats thrive financially in Germany.”
Want to see how we could support you?
Get to know us in a relaxed 60-minute conversation in English.